People buying homes for the first time will agree that this specific phase of their lives is filled with emotions; pride, happiness, anxiety, and even stress. If you're also a first-time buyer, here's something that may calm your senses a bit: experts believe 2013 is a good year for people to invest in homes. If you're looking still for an agreeable Virginia mortgage, mortgage expert Andrew Montlake, in his article published on BBC News, offers a few tips. Preparing Your Credit History Montlake advises not to get the so-called ”mortgages-are-not-available” syndrome, as reality is far different. There are more mortgage plans than buyers in the market. The key to getting a good one is to properly prepare your documentation early. To vouch for your financial capacity, prepare your home addresses for the past three years, as well as payslips and bank statements in the last three months.
http://virginia.churchillmortgage.com/industry-news/plan-ahead-and-get-an-ideal-virginia-mortgage/
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