Homebuyer Secrets from Virginia Home Loans to Everything Else

"What is the trend in sales prices? This requires a bit of speculation; but it’s a good idea to forecast what home prices in your target area will look like in the next 6 months to one year. This is because depending on whether they are increasing or decreasing, you will need to keep up with that trend and adjust your offers accordingly. This also has an effect in getting good Virginia home equity loans. Please note that seasonal fluctuations happen – spring and summer see higher priced homes, whereas fall and winter see lower priced homes. Knowing this ahead of time will allow you to easily go with the market flow and stay ahead of other buyers."

http://virginia.churchillmortgage.com/blog/homebuyer-secrets-from-virginia-home-loans-to-everything-else/

Financing a New Home through Virginia Mortgage: Tips for a Great Open House

Financing a New Home through Virginia Mortgage: Tips for a Great Open House If you're planning to sell your home, and refinance a new one through a Virginia mortgage company, part of the Virginia home selling process is getting your house in good shape for a stunning open house. When it’s time for an open house, I’m sure you’ve given all of your walls a fresh coat of paint, cleaned up your carpet and floors, had someone come in to professionally clean and manicure your lawn. All of those are great things. Is that where it ends? Definitely not! Read on for more tips.

http://virginia.churchillmortgage.com/blog/financing-a-new-home-through-virginia-mortgage-tips-for-a-great-open-house/

Leading Virginia Mortgage Broker Offers Insights on Pre-Approval

"Herndon, Virginia (September 16, 2013) - Churchill Mortgage is offering insights on the pre-approval process. The trusted Virginia mortgage broker explains how pre-approval is done and why it is important. Buyers often go through the pre-approval process to show a seller that they are qualified to buy the property. However, some people think pre-approval is a step they must take rather than one that has actual merit. A fast pre-approval with very little checking can cause the buyer to be way off on what they can really afford, while the seller might use the pre-approval result as a basis for what the former can truly pay."

http://virginia.churchillmortgage.com/press-releases/leading-virginia-mortgage-broker-offers-insights-on-pre-approval/

Virginia Mortgage Companies Can Help You Find–and Afford–Your Dream Home

"This urgent need for houses–and the funds to pay for their rent or ownership–can be felt throughout the country, including the state of Virginia. The housing needs in the state vary depending on the person or the location, as well as on their housing tenure–whether the house is to be rented or owned. While there simply may be a need for houses to be of better quality, or to be placed in a better area, the main problem of most residents is their finances. Owning or even renting a house can be costly, especially for those who come from a lower income bracket or are suffering from unemployment. The sad reality is: housing prices are continually growing. This is where mortgage companies in Virginia enter the picture. The aim of these companies is to help address this growing and prevailing housing problem in the state by providing financial aid to the families that need them."

http://virginia.churchillmortgage.com/industry-news/virginia-mortgage-companies-can-help-you-find-and-afford-your-dream-home/

More Than Just the Money: Why Many Americans Seal Home Deals with a Virginia Mortgage Broker

Regardless of the bubble that burst years ago, the American dream of home ownership still stands firm as people set out to make it a reality. Lydia Saad for market research firm Gallup reports that six out of ten Americans today own a home, most of them believing in the promise of a worthwhile investment in the long run. With the resurgence of home ownership in full swing, a reliable Virginia mortgage broker may also experience a surge in mortgage applicants. More than 2,000 respondents, consisting of 1,406 homeowners and 496 renters, participated in Gallup's annual Economy and Finance Survey. Based on the results, 16 percent said they bought residential properties because of the promise of value appreciation after several years. Meanwhile, 12 percent cited equity and credit building as reasons for purchase; while another 12 percent perceived owning as more financially sensible than renting.

http://virginia.churchillmortgage.com/industry-news/more-americans-want-to-own-a-home-get-virginia-home-loans-survey-says/

More Americans Want to Own a Home, Get Virginia Home Loans, Survey Says

People would rather shell out their hard-earned money to banks and other financial agencies to cover mortgages than pay landlords, reports Origination News' Evan Nemeroff. This was the result of a recent study by the National Association of Realtors (NAR), which pegged the percentage of Americans wanting to buy a home in the near future at 36 percent, up from 25 percent two years ago. Only a quarter of the 2,000 respondents in the study expressed preference to rent, down from 31 percent also two years ago. The survey was conducted nationwide, and covered individuals thinking of home purchases, some through secure Virginia home loans. According to the survey, eight out of ten Americans still cling to the American dream of having a place they could call home. These prospective homeowners believe a property purchase to be a sound financial decision. Nearly seven out of ten of those who said yes to home ownership believe there's no better time to invest in real estate than right now.

http://virginia.churchillmortgage.com/industry-news/more-than-just-the-money-why-many-americans-seal-home-deals-with-a-virginia-mortgage-broker/